Prospect Loyalty

An interest bearing checking account for our loyal customers with added benefits for those age 55 and older

• Earn interest on entire balance at tiered rates
  • $0.01 to $14,999.99
  • $15,000.00 and over
• $100 opening deposit required
• $7 monthly service charge if average balance falls below $100
• Refund up to $15 per statement cycle in Foreign (Non-Prospect Bank) ATM fees (maximum $4.99 refund per transaction)
• Customers age 55 and over will receive up to 2 boxes of Loyalty Checks at no cost per year and free cashier’s checks

Kasasa Cash

Free reward checking account that offers a high rate of return

• Earn interest on entire balance at tiered rates
• $25 opening deposit required
• eStatement enrollment required
• Refund up to $15 per statement cycle in Foreign (Non-Prospect Bank) ATM fees (maximum $5 refund per transaction)
• Account Reward per statement cycle:
  • 2.50% APY interest paid on balances of $0.01-$15,000.00
  • 0.25% APY interest paid on balances of $15,000.01 and over
• Earn interest on entire balance if qualifications are not met at 0.05% APY
• Account Qualifications per cycle:
  • 12 debit card purchases (each purchase must be a minimum of $5)
  • 1 ACH debit or credit (direct deposit, automatic payment)
  • Online or mobile banking log in

Kasasa Play

Free reward checking account that pays you back for debit card purchases made with music, video, gaming and other digital streaming services.

• $25 opening deposit required
• eStatement enrollment required
• Refund up to $15 per statement cycle in Foreign (Non-Prospect Bank) ATM fees (maximum $5 refund per transaction)
• Account Reward per statement cycle:
  • $10 refund on debit card purchases made with music, video, gaming, and other digital streaming services identified at http://www.kasasa.com/play-partners per statement cycle
• Account Qualifications per cycle:
  • 12 debit card purchases (each purchase must be a minimum of $5)
  • 1 ACH debit or credit (direct deposit, automatic payment)
  • Online or mobile banking log in

Prospect Compliments

A free basic checking account that takes advantage of all our eProducts

• $25 opening deposit required
• No minimum average balance required
• $2 paper statement fee (waived if enrolled in eStatements)

Kasasa Cash Back

Free reward checking account that pays you back for using your debit card

• $25 opening deposit required
• eStatement enrollment required
• Refund up to $15 per statement cycle in Foreign (Non-Prospect Bank) ATM fees (maximum $5 refund per transaction)
• Account Reward per statement cycle:
  • 3% cash back on debit card purchases up to $9 per statement cycle
• Account Qualifications per cycle:
  • 12 debit card purchases (each purchase must be a minimum of $5)
  • 1 ACH debit or credit (direct deposit, automatic payment)
  • Online or mobile banking log in

Kasasa Saver

Free reward checking account to save your Kasasa Cash or Kasasa Cash Back rewards

• Earn interest on entire balance at tiered rates
• $25 opening deposit required
• eStatement enrollment required
• Kasasa Cash, Kasasa Cash Back or Kasasa Play reward checking account required
  • Auto transfer rewards from Kasasa Cash, Kasasa Cash Back or Kasasa Play to Kasasa Saver
  • Qualification criteria is determined by the Kasasa Cash, Kasasa Cash Back or Kasasa Play account
• Account Reward:
  • 1.50% APY interest paid on balances of $0.01-$50,000.00
  • 0.25% APY interest paid on balances of $50,000.01 and over
• Earn interest on entire balance if qualifications are not met at 0.05% APY